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What’s The Latest Health Care Scam?

health care scamHave you heard about the latest health care scam? This one hit right after the Supreme Court’s ruling on the Affordable Care Act. It appears that crooks are calling people and disguising themselves as part of a government agency to get information.

According to the Federal Trade Commission (FTC), “They might have the routing number from your bank, and then use that information to get you to reveal the entire account number.” The FTC also added that these crooks could even ask for your credit card or social security number or other personal information. If you receive this kind of call, don’t give your information and hang up. Immediately call 1-877-FTC-HELP or file a complaint at Another place to file a complaint is with the state’s Attorney General.

While it’s not actually a scam if you don’t learn the difference between Tennessee health insurance plans, you might end up paying more for healthcare and that’s a shame. Remember that plans post health care reform cover preventive care services with no out-of-pocket costs. When in-network providers are used, preventive care services will be covered even if you have not met your deductible for the year. Also, you won’t be subjected to co-insurance or co-pays.

Preventive care services include diagnostic work ups such as colonoscopies and mammograms, as well as annual check-ups and vaccinations. Surprisingly, even counseling to improve your nutrition, to control your blood sugar, to lower your cholesterol, to help you lose weight or to stop smoking is included in the package.

While more coverage would mean higher premiums, just make sure that the coverage you select will fit your situation. Lifetime limits are gone so you might want to consider that, too. If you haven’t looked into Tennessee health insurance lately, you may be missing out on some valuable opportunities to get more health care without paying higher premiums.

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111 South Highland St. #117
Memphis, TN 38111
Phone: (877) 224-2052

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