Tennessee Health Insurance Blog  

In order to be adequately covered by a Tennessee health insurance plan, it is crucial that you balance your immediate healthcare needs against the yearly cost of premiums. Merely looking at the least expensive plan may actually expose you to higher out-of-pocket healthcare costs. You can start by looking back at what you spent on health care in the past 12 months to get an idea of what you'll need from coverage. Of course, comparing Tennessee health insurance plans is necessary.  But, there's | Continue reading this entry »

On the third Monday of every April, the Boston Marathon brings together the top runners from all over the world.  They compete in this famous 26 mile, 385 yard race across the rolling suburban countryside outside of Boston and finally through the city's streets. This year, Sandy Xenos the head of the Wellness Department at Bellingham High School who has completed the Boston Marathon 31 times will join again at age 60.  She's running for the Dana-Farber Cancer Institute and the Matty Eappen Foundation. | Continue reading this entry »

The increasing cost of health care is a concern for most employers.  Because providing healthcare benefits to employees is becoming very expensive.  Some business owners have no choice but to reduce healthcare benefits received by their workers.  With the addition of an HRA, employers can enhance their benefit package while still achieving their overall corporate goals of lowering health benefit costs or capping costs at their current levels. A Health Reimbursement Arrangement, or HRA, is set | Continue reading this entry »

Did you know that you can get health insurance in Tennessee with up to 40% lower premiums?  That's possible when you combine Tennessee health insurance with a Health Savings Account (HSA). For people with good health, HSA Tennessee health insurance plans offer an attractive alternative to co-pay plans.  With an HSA, you can get low premiums on a high-deductible health plan compared to co-pay plan rates.  Even though these TN health insurance plans have high deductibles, any such plan you purchase | Continue reading this entry »

Health insurance for Tennessee has a wide range of deductibles, co-pays, and even different types of provider networks, such as HMO and PPO.  While that gives you a greater selection, it can also add to your confusion when you compare Tennessee health insurance plans. If you have TN health insurance purchased before health care reform, you should take a look into the new Tennessee health insurance plans.  With the new form of Tennessee health insurance, you do not have to worry about paying an | Continue reading this entry »

Tennessee health insurance plans can be quite confusing for most people.  There are countless TN health insurance choices and decisions to be made.  What type of health insurance should I get?  What's the difference in provider networks, such as an HMO or a PPO?  Which insurance company will provide me with the best coverage at an affordable rate? Finding Tennessee health insurance is complicated because there are several insurance companies out there offering different health insurance policy | Continue reading this entry »

Another controversial health bill approved by the Senate shook Tennessee.  The health bill mandates insurance companies to pay for hearing aids for those children who have Tennessee health insurance. According to the proponents of the bill, this could help a lot of children and give them the chance to hear better.  Once signed into law, it would require every TN health insurance company to pay $1,000 for each child's affected ear for a hearing aid.  This bill is only applicable for children | Continue reading this entry »

Did you know that there are options you can use to reduce your out-of-pocket costs regardless of which Tennessee health insurance plan you have?  Bill negotiation is routinely used by big companies, including Tennessee health insurance companies.  Now, you can take advantage of it, too. Large companies regularly negotiate with hospitals and other medical providers in order to get the lowest price possible.  The general public rarely has this opportunity.  A bill negotiation service is especially | Continue reading this entry »

As you probably know all to well, the cost of healthcare and Tennessee health insurance plan premiums continue to increase at levels substantially above the general inflation rate. More often than not, we see an increase at the start of the year.  The reasons given for these extraordinary cost increases are numerous and include: technological advancements in the medical field, increased demand for medical services and prescription drugs, the aging of the population, cost shifting caused by the uninsured | Continue reading this entry »

Hamilton County commissioners decided to delay voting on whether to switch from BlueCross BlueShield of Tennessee to Cigna. For eight years, BCBS of Tennessee has been the county’s insurance provider. Some county employees are wary about changing companies. The commissioners decided to delay because BlueCross BlueShield of Tennessee filed a protest regarding Cigna getting the contract. Commissioners are considering how the employees feel about the switch and were expected to vote on the issue | Continue reading this entry »