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Resolving To Save Money In The New Year? Read This!

health careIt’s a tradition: the start of each New Year is when many of our thoughts leap into the future fantasizing about what we can do to make the coming year better than the past. Do you have a New Year’s resolution in mind yet? Some top resolutions are always losing weight, getting a better job, or spending less money and paying off those credit cards. Well, at least two of those goals are very synergistic, and here’s how you can work on two resolutions at once.

Of course, you realize your waistline says a lot about your health. But, did you know it’s telling tales about your bank account, too? Being overweight is directly proportional to your health care costs. And, it all starts with what you pay for health insurance.

Researchers at the Kaiser Family Foundation figured out that an obese individual pays about 42 percent more for health care costs than someone with a healthy body weight. And, of course, insurance companies don’t want to pay for extra medical care. Just being a little overweight can raise your premiums, and that means more money coming out of your pocket every month.

Numerous studies have linked obesity to major diseases like diabetes and cardiovascular problems. And, since an ounce of prevention is worth a pound of cure, or something like that, new health plans are big on prevention.

Any plan purchased after health care reform offers preventive care services without you having to pay anything at the doctor’s office. You don’t even have to worry about meeting your plan’s deductible before that coverage starts. As long as you go with in-network providers, you won’t have a co-pay for what’s known as “recommended” preventive care. Talk to your doctor to be sure you understand what’s covered and what’s not.

To see if your doctor is covered at lower in-network rates, just click the provider link when you check out rates with our instant quotes. You probably don’t want to change doctors, so check that before you get into the plan details. All you need to do is click another link to see how a plan works, though. The deductible, co-insurance, and co-pays (if any) are all at your fingertips with our system.

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111 South Highland St. #117
Memphis, TN 38111
Phone: (877) 224-2052

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