Learn How to Choose the Tennessee Health Insurance Plan That’s Right For You
At eTNHealthInsurance, we know how confusing getting healthcare coverage can be and it is our goal to make it as simple as possible. Request a free copy of our guide, Tennessee Health Insurance Made Easy, to learn about all your options for Tennessee health insurance, money saving tips, and how to find the insurance plan that is best for you and your family.
Based on your zip code, there are upwards of 300 Tennessee health insurance plans to compare and choose from. We only offer heath plans from the most reputable insurers including: Aetna, Assurant, Anthem Blue Cross of Tennessee, Blue Shield, Health Net, Nationwide, PacifiCare, and several others.
Our Instant Quote engine delivers all the plans available to you based on your needs and location, the rates of the plans, and summaries of the coverage that each offers. You can compare plans and carriers, select the right insurance for you, and even apply for coverage, all from the comfort of your own home.
How to Buy Tennessee Health Insurance
Most Americans indicate that they find health insurance more confusing than their taxes! We at eTNHealthInsurance.com are working hard to change that. Simply follow our 6 step guide below, and you will have the coverage you need in no time.
Step 1: Get Instant Quotes
Run instant quotes here. Enter in your basic information, and within 30 seconds you are presented with plans and carriers in your area. Often you will see 100-200 different plans presented, and we can help you sort through all the choices to find the best plan for you.
Step 2: Choose Your Coverage Type
The second thing you should do is decide what type of coverage you want. Co-pay, PPO and HSAs are all quite different, and can offer different benefits and advantages. If you are looking for as much coverage as possible, with a higher premium, a PPO may be right for you. If you want the lowest possible premium, tax advantages, and complete control over your healthcare, then an HSA may be just what you are looking for. Not sure? Contact us and an Expert Advisor will help you via email or phone absolutely free of cost.
Step 3: Compare Your Options
Once you have decided which type of health insurance plan you want, use the quote engine to compare coverage, deductibles and co-pays. To see even more information and specifics, download the plan brochure.
Step 4: Compare Networks
If the premium is low and the covered medical expenses are just what you want, it still does you no good if you do not have good access to doctors and services. Explore the network, see if your PCP is in their program, and see if other facilities, hospitals and doctors in your area are covered in their PPO network.
Step 5: Research the Insurance Company’s Rating
As an independent broker that is very interested in ensuring the highest customer satisfaction, and with an A+ BBB rating, we at eTNHealthInsurance.com offer only the best carriers and plans. Each carrier’s A.M Best, Standar and Poors and Moody’s ratings are presented in our quote engine. We mostly offer health insurance carriers with a minimum A- rating. Occasionally, you will see a carrier offered with a lower rating, but this is only if their rates are considerably lower than all competing carriers.
Step 6: Apply for Coverage
Applying for coverage could not be easier. Most plans allow you to apply securely online. If a carrier does not accept digital applications, simply print the application form and mail or fax it to us.
Having the following information at hand will make the application process as quick as possible.
- Your doctors’ names and contact information
- Prescription names, dosages and freqeuncies
- The effective date you would like your health insurance coverage to begin
- A credit or debit card to pay for your initial premium
Sometimes you are approved in a few hours, but it can take several weeks. We will monitor your applications process, and keep you up-to-date on your application’s progress from the start until approval.
We guarantee the lowest rates, but you get so much more from us than you would if you went directly to an insurance carrier. For as long as you are a client, we provide you with direct contact info for a Personal Advisor, who you will be able to contact anytime you have questions or need help. Insurance agents want to sell you their company’s policies, your eTNHealthInsurance Advisor will help you choose the best plan for you and your family from all the major carriers, because they have only one interest – Getting you the best healthcare coverage at the best price. Best of all, our services never cost you a dime!