Celtic Insurance
of Tennessee partners with the largest network of pharmacies in the country
so you can get prescription drugs at the lowest pre-negotiated rates. You'll
get substantial savings on prescription drugs at any of 50,000 pharmacies participating
nationwide.
Celtic
Insurance in Tennessee offers a variety of plans to meet the coverage and
financial limits of Tennessee residents to help you get the health care coverage
you need at a price you can afford. High deductible plans help you save by sharing
more of the smaller expenses, such as doctor visit costs. With these affordable
plans, you also have the security of knowing you're protected from the catastrophic
cost of major illness or injury.
The
CelticSaver Health Savings Account (HSA) can make your health plan even more
affordable. It combines major medical coverage (including up to $7,000,000 of
health insurance protection) with a HSA. You
can run an instant quote
to see detailed information about plan details, limitations, and restrictions.
Or contact us and we will help you decide on
a plan that is right for you and your family.
Rate
Information:
All deductible
options have a 12 month rate guarantee.
Preferred
rates without riders are available on our instant
quote page. The quoted rates are for the $7 million maximum benefit,
and do not include any optional benefits. Rates depend on gender, smoking
status, zip code, and health status.
The
premium can be paid monthly or quarterly, or by an automatic monthly bank
draft. The bank draft will occur on the premium due date each month. The initial
premium can be paid with a check or credit card. If you choose to receive
a monthly or quarterly billing statement, a $10 per bill fee will be charged.
Network:
Celtic's
PHCS network includes more than 320,000 physicians and ancillary care
providers in 50 states and the District of Columbia, serving 1.3 million PPO
members. The nationwide Celtic PPO network assures you access even when
traveling or relocating to another state.
Celtic
also partners with the largest network of pharmacies in the country to give
you prescription drugs at the lowest pre-negotiated rates. Show your
Celtic ID card at any of the 50,000 participating pharmacies nationwide and
receive substantial savings on your prescription drug purchases.
Underwriting:
Underwriting
of your application with Celtic normally takes five business days,
unless medical records are needed, then the process could take longer depending
on the doctor's office. Automatic underwriting provides same day approvals
for applications that are submitted online and are clean. Celtic is fairly
lenient compared to many other insurance companies, and often accepts applicants
who may have been turned down by other insurance companies.
It
is standard practice to request a Blood Pressure Inquiry on all applicants
who are currently being treated for or who have recently discontinued treatment
for high blood pressure. Certain conditions may be waived with a temporary
rider (usually for one to two years), or an indefinite rider.
Effective
dates:
The earliest
your coverage can go into effect is the day after you have signed your application.
You may request an effective date any time between 1 and 60 days after you
sign your application.
Please
note, if you are requesting an effective date of less than 21 days from the
time you complete the application, you may not receive notification of your
approval until after your effective date. If you have claims during
this period, they will be eligible for coverage if submitted after you have
been approved. Also note that you will be billed starting on your requested
effective date, even if you have not yet been notified that you have been
approved. This is very good for someone who does not have any present
coverage and would like for their benefits to begin right away. For
those who are already covered, it is suggested that you maintain your current
coverage in force until you have received notice from either eTNHealthInsurance
or directly from Celtic that your coverage has been approved and is
in force.
How
to Apply:
Simply run
an instant quote
and select the plan you are interested in. Then select to apply
online or download the application, fill it out and fax it in to us.
We will then stay in touch with your during the underwritting process to keep
you informed of the progress.
About
Celtic Insurance of
Tennessee:
Celtic
Insurance Company is headquartered in Chicago, IL. Celtic
began operating in 1978 as a broker, insurance and reinsurance company for
group life and health coverage. Today, the company has narrowed its
focus and holds a strong commitment to the individual health marketplace.
Celtic
has been assigned an "A-" (Excellent) rating from
the A.M.
Best Company, an independent insurance rating organization.
A.M. Best assigned this rating after a thorough quantitative and qualitative
evaluation of a company's financial condition and operating performance.
For more than 10 years, Celtic has earned a rating of "Excellent"
for consistently demonstrating profitable operating results, high-quality
investment portfolio and favorable capital position. Celtic holds no
junk bonds, real estate or direct mortgage loans and maintains no outstanding
debt.
eTNHealthInsurance
is an independent authorized
Celtic agency.
Celtic refusenik Aiden McGeady still a target for Spartak Moscow
Celtic winger reluctant to move from Parkhead to Russia Glenn Loovens calls Celtic's defending against Braga 'a joke' Aiden McGeady's reluctance to move to Russia is to be severely tested, with Spartak Moscow showing no intention of ending their six-month pursuit of the Celtic winger. Spartak's technical director, Evgeniy Smolencev, is reported to have been in Glasgow for talks with Celtic ...
Celtic boss: McGeady really wants to play in Premiership
Celtic Spartak Moscow Neil Lennon admits Aiden McGeady would prefer Premiership football to a move to Spartak Moscow . The Russian giants are locked in talks with Celtic over the wantaway winger as he edges closer to the Parkhead exit door. Lennon revealed English clubs are also keen on the 24-year-old Irish international, but haven't yet put a bid on the table. The Hoops boss said: "Everyone ...
Celtic boss Lennon cannot guarantee stay for Villa, Spartak Moscow target McGeady
Aston Villa Celtic Tottenham Celtic boss Neil Lennon admits Aiden McGeady could be on his way. Lennon was unable to give any assurance McGeady would stay beyond the end of the transfer window. "I really can't answer that question," said the Northern Irishman, who confirmed there was a "big bid" on the table. "Obviously, there's strong interest - not just from (Spartak) Moscow. We do believe ...
Celtic signs Israel midfielder Beram Kayal
Celtic has announced that Israel midfielder Beram Kayal is joining the Scottish Premier League club. The Glasgow side said Thursday that final paperwork for the 22-year-old Kayal's four-year contract is still to be completed. Celtic's season got off to a bad start Wednesday, losing 3-0 at FC Braga in the third round of Champions League qualifying.
Celtic's Paddy McCourt rejects Premier League bid
Celtic have beaten off overtures from Premier League side Blackpool to secure the services of Northern Ireland international Paddy McCourt. Related Stories Braga beating leaves Celtic with tough task Walter Smith is treating Kenny Miller with kid gloves Aberdeen seal signing of ex-Celt Hartley
Celtic manager Lennon calls for winter break
LONDON (AP) Celtic manager Neil Lennon says the reintroduction of a midseason winter break to Scottish football would benefit players and help combat exhaustion.
Celtic agree new deal with McCourt
Blackpool Celtic Skysports.com reports that Paddy McCourt has agreed a new deal to stay at Celtic . The skilful attacker is set to ink a two-year extension to keep him at Parkhead until 2013. The news is a blow for Blackpool boss Ian Holloway as he was keen to lure the 26-year-old to the Premier League new boys. It appears he been given assurances by Celtic boss Neil Lennon that he remains part ...
Celtic challenge Tottenham for Pletikosa
Celtic Spartak Moscow Tottenham Tottenham risk missing out on Croatia goalkeeper Stipe Pletikosa. The Daily Mail says the agent of Spartak Moscow 's Pletikosa says Celtic are keen to sign his client. Despite interest from Tottenham , the 31-year-old could move to Glasgow on a one-year loan deal. Lukasz Zaluska's hopes of claiming the No 1 jersey took a severe dent in Braga, with the Pole ...
Celtic boss Neil Lennon: We are right to keep pitching for a big-name Bhoy
Neil Lennon has insisted Celtic will not be put off bidding for big-name signings, despite losing out on goalkeeper David James to Championship outfit Bristol City.
Celtic confirm signing of Beram Kayal
Celtic have announced the signing of Israel midfielder Beram Kayal.
