Jim Kinert  

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Jim Kinert

Welcome to eTNHealthInsurance My name is Jim Kinert, a specialist in High-Deductible Health Plans and Health Savings Accounts (HSA).  You’ve made a wise decision to learn more about the significant benefits this health plan “combination” offers.

Many people pay high health insurance premiums, oftentimes for benefits they do not use.  Most of us are searching for a solution to better manage our health care budget.   If you invest the time to understand how an HSA can work for you, I believe you will come to the same conclusion we did – Health Savings Accounts make economical sense.

My wife, Jane, and I have paid for our own health insurance coverage for the past 11 years.  Fortunately, we learned about Health Savings Accounts five years ago and have enjoyed thousands of dollars in savings, not only on premium payments, but also on our income taxes.  I am an Advisor with eTNHealthInsurance because “I believe in Health Savings Accounts and enjoy helping others understand the advantages of having one.”

My objective is to assist you in determining the most economical health coverage that is best for your specific situation.   It is extremely important that your health plan is designed correctly, otherwise why have it?  There are a tremendous number of plans with many different options.  The varying out-of-pocket costs, exclusions and benefit limits all have significant financial consequences, especially when a major health problem occurs.  No one wants to pay for an insurance policy and find out later something is not covered.

eTNHealthInsurance represents all of the major individual health insurers.  Once we have determined the right plan design, we will then find the insurance company that offers the best value for you. eTNHealthInsurance has a proven system that takes you through the process from beginning to end, making a challenging task as easy as possible.  I encourage you to take advantage of our comprehensive source of information and utilize my personal expertise, of course, at no additional charge.

Through the years I’ve helped hundreds of families and individuals with their insurance needs.   I attribute much of my success to the varied experiences I have had in my life.  Growing up in a rural Midwestern town I worked as a church janitor and farmhand during my high school years while participating in sports, chorus and class plays.  I attended a state university earning a degree in biology with jobs at a pizza parlor, car wash, gas station, radiator manufacturing company, and grain processing plant.    After graduation, I started my professional career in a toxicology testing lab in Chicago.  Three years later I moved back to central Illinois as a sales representative with a major pharmaceutical company.  This position involved managing accounts such as hospitals, pharmacies, doctor’s offices, clinics and nursing homes.  Ten years later an opportunity to work with a healthcare management company took us to St.  Louis where my insurance career started.

After nearly twenty years in the St.  Louis area, we moved to southwestern Missouri to be part of a large Christian ministry.  Our church, Faith Life Church in Branson, Missouri, broadcasts services nationally, internationally and via the internet.  I work on the parking team and Jane serves in technology services.    We have been personal finance mentors and conducted financial peace classes for church members.   Our faith in God is the foundation of everything we do and is the source of everything we have.

I also volunteer with Senior Link Community Partnership, the Alzheimer’s Association and RSVP.  These groups keep me in touch with everyday family and community challenges.  For recreation, we enjoy golf, traveling and many outdoor activities.

Health insurance is essential in maintaining a comfortable lifestyle and assuring a family’s future.  Far too many people don’t have coverage, primarily because of cost.  Others have the wrong type of health insurance or may have health problems that prevent them from being approved for a policy.

The satisfaction of solving these problems for people is why I am a health insurance professional.  It is my responsibility to make certain you are insured, not just feel like you are insured.

I look forward to helping you find the best solution for your personal situation.

God’s very best to you,

Jim Kinert
JimKinert@eTNHealthinsurance.com
800-913-5419 - Phone